According to the NAVC’s recent Voice of the Veterinary Community study, helping animals on a daily basis is what veterinary professionals cite as their favorite part of their job (77%), followed by doing meaningful and purposeful work (65%). But on the flip side,...
From health insurance to wellness plans, understanding your pet’s healthcare options can be a challenge. You’ve probably heard of wellness plans, but do you know what they are? Don’t worry—we’re here to help you navigate the financial side of pet parenthood. Read on to find out how to keep your pet healthy and well without breaking the bank.
What Are Wellness Plans and How Do They Work?
Wellness plans reimburse pet parents for the cost of routine and preventative care like annual exams, vaccinations, heartworm, flea and tick prevention, and much more. They act like a personal savings vehicle by reimbursing pet parents up to a certain amount per year. Wellness plans are not designed to cover the cost of emergency care. Some insurance carriers offer a wellness plan add-on so you can manage your pet’s health under the same plan, but you can also sign up for a standalone wellness plan. With wellness plans, there are no waiting periods for enrollment and no deductibles. When you’re evaluating a wellness plan, be sure to check the details to see what’s covered and what’s not.
What’s the Difference Between Wellness and Insurance?
Wellness plans are not a substitute for insurance. Insurance is for accidents, injuries, and illness, and wellness plans cover expected expenses like vaccines and routine care not typically covered under insurance. There’s usually a set amount of money that is reimbursed based on the specific care provided to your pet—plus, the wellness plan reimbursement schedule tends to be a lot faster than insurance and can happen as fast as 24 hours.
Are Wellness Plans Worth It?
The short answer is, yes. Though a single preventative procedure like a wellness exam is affordable, the cumulative cost of wellness care can add up over time. And even if you take care of baths, and fur and nail trims at home, it can be too risky for a pet parent to tackle more complex grooming issues like gland expressions, which are typically covered in a wellness plan. And with flea and tick medication coverage and three vaccinations allowed per year, a wellness plan will more than pay for itself, especially if you just welcomed a new pet into your family. And if your pet is on the older side, routine care can help you discover problems early—before they become more painful, more serious, and much more costly.
Why a Wellness Plan is Better Than Saving On Your Own
You could save money on your own, but when you add up all the expenses for your pet’s care in a year (wellness visits, vaccines, diagnostic tests, flea and tick medication, and grooming) you are probably spending more than you realize. With a wellness plan, you have dedicated funds available just for your pet. So, there’s no need to delay or skip treatment for your pet when the time comes. You’ve already proactively committed to providing your pet with the best care possible and it will feel great to get reimbursed and pay yourself back.
Preventative treatments are an important part of keeping your pet healthy. A wellness plan is a valuable addition to and a good investment in your pet’s long-term health and wellness. To address the needs of budget-savvy pet parents, we provide 24/7 access to virtual care along with the value of a wellness plan. Check out Airvet Unlimited + Wellness and get unlimited calls and up to $650 in reimbursement — we’ve got you and your pet covered.
Sign up for Airvet Unlimited + Wellness and get comprehensive care for preventative, routine, and everyday needs. Download the Airvet app, subscribe, and enjoy the convenience of 24/7 on-demand video visits with world-class veterinarians and get reimbursed for your pet’s annual in-person routine and preventative care. Get the best care for the best deal so your pets can live their healthiest, happiest lives for many years to come.
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